If structured properly, a life insurance death benefit is payable income-tax free to a beneficiary. Life insurance can help families pass wealth down to future generations and provide important financial liquidity at the time of death.
"There is peace of mind thru life insurance."
Our financial calculators will determine the exact amount of coverage you need to protect your family, farm or business against loss. We will work to find the best life insurance product to fit your needs, whether you need term, whole life, universal life or variable life insurance.
For more information about your life insurance needs, please give us a call at 1-800-752-2439. To request an insurance quote, please email lvonfeldt@themeckgroup.com
INCREASING PREMIUM, DECREASING COVERAGE, NO CASH VALUE, Suitable for financial obligations which reduce with time; e.g., mortgages or other amortized loans.
LEVEL PREMIUM, LEVEL COVERAGE, CASH VALUES, (cash values typically increase based on the insurance company's general asset account portfolio performance.) Suitable for long-term obligations; e.g., surviving spouse lifetime income needs, estate liquidity and death taxes.
LEVEL OR ADJUSTABLE PREMIUM, LEVEL OR ADJUSTABLE COVERAGE, CASH VALUES (Cash values increase based on the performance of certain assets held in the company’s general account). Suitable for long-term obligations or sinking-fund needs: estate growth and death tax liquidity.
LEVEL OR ADJUSTABLE PREMIUM, LEVEL COVERAGE*, CASH VALUES Suitable for long term obligations and those who are more active investors and for estate growth and tax liquidity..
IMPORTANT CONSUMER INFORMATION
A broker-dealer, investment financial professional, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer,investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up: individualized responses to persons in a state by such a Firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriateregistration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.Information an/or opinions on any website other than that of www.themeckgroup.com do not necessarily represent the views or opinions of The Meckenstock Group, Osaic Wealth, Inc., or its staff and advisors. An individual should contact a financial professional or other trusted advisors before making any investment decisions.
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Investment Advisory Representatives offering advisory services through Main Street Advisors, LLC, a registered investment adviser. Securities and additional advisory services offered through Osaic Wealth, Inc., a registered broker dealer and a registered investment adviser. Member FINRA/SIPC. All of the entities mentioned above are unaffiliated. Licensed to sell securities in the following states: AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, MD, MI, MN, MO, NC, NE, NV, NY, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, & WY. The information provided herein has been obtained from sources believed to be reliable however we cannot guarantee or represent that it is accurate, complete or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites.
Member FINRA/SIPC
www.finra.org
www.sipc.org
The Meckenstock Group is licensed for insurance in: Kansas, Colorado, Nebraska, Oklahoma, Flordia, Ohio, Missouri, Arkansas, Iowa, Meryland.