Fixed Index Annuities


A fixed index annuity is a contract between you and an insurance company that may help you address your long-term financial goals. In exchange for your premium payment, the insurance company provides you income, either starting immediately or at some time in the future.


HOW A FIXED INDEX ANNUITY WORKS


Most fixed index annuities have two phases. First, there's an accumulation phase, during which you let your money earn interest. This is followed by a distribution or payout phase, during which you receive money from your annuity.

A fixed index annuity also guarantees you will receive at least the minimum guaranteed interest credited to the contract. Remember that all of these guarantees are backed by the claims-paying ability of the issuing company.

With a fixed index annuity, you defer paying taxes on your contract's interest until you receive money from the contract. Tax-deferred interest means that money in your contract can grow faster.

Your principal and bonus are never subject to market index risk. A downturn in the market index(es) cannot reduce your contract values.



Guarantees are based on the claims paying ability of the issuing company. 

 Information an/or opinions on any website other than that of www.themeckgroup.com do not necessarily represent the views or opinions of The Meckenstock Group, IFG or its staff and advisors. An individual should contact a financial professional or other trusted advisors before making any investment decisions.

All contract guarantees and payout rates are subject to the claims-paying ability and financial strength of the issuing insurance company.

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Investment Advisory Representatives offering advisory services through Main Street Advisors, LLC, a registered investment adviser. Securities and additional advisory services offered through Independent Financial Group, LLC (IFG), a registered broker dealer and a registered investment adviser. Member FINRA/SIPC. All of the entities mentioned above are unaffiliated. Licensed to sell securities in the following states: AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, MA, MD, MI, MN, MO, NC, NE, NV, NY, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, & WY. The information provided herein has been obtained from sources believed to be reliable however we cannot guarantee or represent that it is accurate, complete or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites.

The Meckenstock Group is licensed for insurance in: Kansas, Colorado, Nebraska, Oklahoma, Flordia, Ohio, Missouri, Arkansas, Iowa, Oregon, Pennsylvania, South Carolina.