If structured properly, a life insurance death benefit is payable income-tax free to a beneficiary. Life insurance can help families pass wealth down to future generations and provide important financial liquidity at the time of death.
As Ben Franklin said: "There is peace of mind thru life insurance."
Our financial calculators will determine the exact amount of coverage you need to protect your family, farm or business against loss. We will work to find the best life insurance product to fit your needs, whether you need term, whole life, universal life or variable life insurance.
For more information about your life insurance needs, please give us a call 1-800-752-2439. To request an insurance quote, please email INSdesk@themeckgroup.com.
What We Offer
Term Life Insurance: INCREASING PREMIUM, DECREASING COVERAGE, NO CASH VALUE, Suitable for financial obligations which reduce with time; e.g., mortgages or other amortized loans.
Whole Life Insurance: LEVEL PREMIUM, LEVEL COVERAGE, CASH VALUES, (cash values typically increase based on the insurance company's general asset account portfolio performance.) Suitable for long-term obligations; e.g., surviving spouse lifetime income needs, estate liquidity and death taxes.
Universal Life Insurance: LEVEL OR ADJUSTABLE PREMIUM, LEVEL OR ADJUSTABLE COVERAGE, CASH VALUES (Cash values increase based on the performance of certain assets held in the company’s general account). Suitable for long-term obligations or sinking-fund needs: estate growth and death tax liquidity.
Variable Life Insurance: LEVEL OR ADJUSTABLE PREMIUM, LEVEL COVERAGE*, CASH VALUES Suitable for long term obligations and those who are more active investors and for estate growth and tax liquidity..
Information and/or opinions on any website other than that of www.themeckgroup.com do not necessarily represent the views or opinions of The Meckenstock Group, IFG or its staff and advisors. An individual should contact a financial professional or other trusted advisors before making any investment decisions.