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Fixed Index Annuity


A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides you income, either starting immediately or at some time in the future.



How A Fixed Index Annuity Works

Most fixed index annuities have two phases. First, there's an accumulation phase, during which you let your money earn interest. This is followed by a distribution or payout phase, during which you receive money from your annuity.

A fixed index annuity also guarantees you will receive at least the minimum guaranteed interest credited to the contract. Remember that all of these guarantees are backed by the claims-paying ability of the issuing company.

With a fixed index annuity, you defer paying taxes on your contract's interest until you receive money from the contract. Tax-deferred interest means that money in your contract can grow faster.

Your principal and bonus are never subject to market index risk. A downturn in the market index(es) cannot reduce your contract values.



Information and/or opinions on any website other than that of www.themeckgroup.com do not necessarily represent the views or opinions of The Meckenstock Group, IFG or its staff and advisors. An individual should contact a financial professional or other trusted advisors before making any investment decisions.


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Advisory services offered through Main Street Advisors, LLC (MSA), a Registered Investment Advisor. Securities and additional advisory services through Independent Financial Group, LLC (IFG), a registered broker‐dealer and investment advisor, member FINRA / SIPC. The Meckenstock Group, MSA and IFG are separate and unrelated entities.

The Meckenstock Group is licensed for insurance in: Kansas, Colorado, Nebraska, Oklahoma, Florida, Ohio and Missouri.